3 minutes / 3 minute

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Todays big news in Swedish TV are about Swedish researchers that have done tests on children where they waited 3 minutes or more to cut the umbilical cord. They showed that these children obtained 1 deciliter more blood, iron, immune cells and stem cells. 1 dl is something like 30% of the babys blood. This extra blood gave these children better iron levels that the children could use up when growing as long as up to 6 – 8 months of age. Well, imagine you were sick and 1/3 of your blood was donated…
The child can get hypoglycemia, (sugar coma) like a diabetic, because of this and when I think about it, it is strange that no one- not the doctors nor the midwives, ever mentioned this.
I hope therefore that every pregnant woman gets more active and does not allow to cut the umilical cord the first couple of minutes after delivery.Danas bitne vjesti na švedskim vijestima su o švedskim naučnicima što su uradili testove na 500 novorođenčad  gdje su čekali najmanje 3 minute prije nego što su osjekli pupčanu vrbcu. Pokazali su da su djeca dobila čak decilitar krvi više a kroz to željeza, imunočelija i matičnih čelija. 1 deci krvi je oko 30% krvi što beba ima. Ovo ekstra krv što dobiju bebe mogu čak do 6-8 mjeseca da koriste kad rastu. A zamislite sad kad ste vi bolesni i neko vam uzme trećinu krvi…
Zbog ovog dijete može dobiti hipoglikemiju (pad šećera) kao što diabetičari dobiju.
I kad malo razmislim o tome nikad niko to nije spomenuo na kontrolama kojim sam išla. Zato se nadam da će trudnice biti tu aktivnije i ne dati da se presječe pupčana vrbca prvi par minuta u porodu.

 

Our Sunday / Naša nedjelja

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Today I enjoyed a day with husband and kids. During the day we had a walk exploring the area we are living in. When it is freezing cold as today the best is to come indoors from the cold and enjoy a cup of tea. Only thing missing today was an open fire. Maybe something to have in mind for the next apartment/ house we move to 🙂

Danas sam uživala sa mužem i djecom. Izašli smo u šetnju u kvartu gdje sad živimo da ga malo bolje upoznamo. Kad je ovako hladno kao danas onda je najljepši trenutak kad uđem u stan i poslužim se sa vrelim čajem. Jedino još što je falilo je bio kamin. Nešto što hoću da imam u slijedeći stan /kuću gdje budemo živjeli 🙂

Shopping list / Lista za kupovinu

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One of the basis things one starts with when saving money is writing a list of things needed. This is also never to early to start with. Here Ada wrote down all the things we have to buy in the store. The funny thing here is that Ada really remembers most of the things we have to buy when looking at her list 🙂

Jedna od osnovnih stvari kad kreneš štediti novac je da kad ideš u kupovinu napišeš listu svari. Ne može se prerano početi sa ovim. Ovdje je Ada napisala sve stvari koje trebamo kupiti u prodavnici. Zanimljivo je da kad je pitaš šta treba uzeti da se većinu stvari stvarno sjeti kad vidi svoju listu.

When it hits you in the head / Kad ti od glavu udari

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A person I know had, for me funny not to say unbelievable, discussion regarding money. The withdrawal of the rent had been delayed/ forgotten and now suddenly 4 months of rent had been withdrawn in the same month. For me that would only mean that the money for rent had been at my account for 4 months but for this person it showed a fat minus on the account. Suddenly the person was in dispo (with interests of 13%) – 600 Euro which is quite a sum to be in minus with…especially if one is not earning much and it is not even a week since the last salary.  The best is the absolute resistance confessing that it was its own fault having no money. Reminded me of the post I once wrote that people should take more care of their own economy by structuring it. So what do we learn of this?

  1. have control of your bills
  2. keep a budget
  3. Save (until you have at least 3 months neto salary cash)

Imala sam jednu jako smiješnu, za mene prosto nezamisljivu, diskusiju oko novaca.
Slijedeće se desilo: Kirija nije četri mjeseca povućena sa plate bila, ergo osoba je ovaj novac potrošila. Eh  sad, naravno kod švaba nema toga da se nešto ne plati hem skinu četri kirije u jednom mjesecu. Ovo je dovelo osobu do ludila jer je odjednom bio debeli minus od -600 eura na računu. A minus je ovdje gadan jer su kamate od 13 % i dalje. Ovo je pogotovo gadno ako ne zarađuješ puno jer ti je tek onda svaki dinar važan.
Haj sve to, ali najzanimljivije što osoba nikako nije htjela da prizna da je to ipak njezina greška što nije imala para na računu. Ovo me podsjetilo na jedan stari post koji sam pisala o strukturiranju svoje ekonomije. Šta od ovoga možemo naučiti?

  1. Imaj pregled tvojih računa
  2. Drži budžet
  3. Štedi (dok ne budeš imala barem tri mjesečne neto plate )

Matter of perspective / Stvar gledanja

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Sometimes you really have to laugh at childrens mentality. Today in the car Ada is telling me : Mama it is beautiful weather today. It is not raining and there are no clouds…Well, I guess it is all a matter of perspective 🙂

Danas u autu Ada meni kaže: Mama, danas je lijepo vrijeme. Ne pada kiša i nema oblaka….Pretpostavljam da je sve stvar gledanja 🙂

Ada´s first sledge / Adine prve sanke

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This morning the first snow was falling and it was beautiful. What is winter without snow? Then I realized Ada has no sledge and that is a must, so we made a deal to buy a sledge after kindergarten. First we were off to Hornbach and there was nothing, then to Aldi, Real and finally to Toys ´r´us. All this caring Adrian in  his (heavy) car seat. This was after kindergarten quite a tough deal for Ada, she wanted to sleep but she stayed strong and finally we bought her first sledge. And my little sunshine was sooo happy. I found it so moving and she was soo cute when she looked for a sledge for Adrian. It really warmed my heart 🙂
Ovog jutra je prvi snijeg napado i bilo je bajno. Kakva bi zima bila bez  snijega ? Onda sam skontala da Ada nema sanke a to se mora imati, tako da samo se dogovorile sutradan otiči kupiti sanke. Prvo smo otišli u Hornbach. kad ono ništa, pa onda u Aldi, Real i za kraj u Toys´r´us i to sve sa Adrianom u korpi. Crkla sam vukljajući ga. Inače je Ada umorna poslije vrtića i borila se do kraja da ne zaspe. Sve za sanke!  Ada je bila tako sretna i zadovoljna kad smo napokon našli sanke. A najslađa mi je bila kad je tražila sanke za Adriana. Prava je sestra:)

2016 summary of our portfolio/ 2016 Ažuriranje naših portfolia

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It is really motivating me to see how perseverance in doing one thing slowly takes you towards the set goal. My ultimate goal (when it comes to stocks) is to get 100 000kr dividend per year. Next goal is to get 5000 kr and then 10 000kr dividends per year.
Last year we had in total (Ada´s + my portfolio) a total of 783 kr.
This year we had in total 2373 kr. Some stocks are in Swedbank account so you cannot see them here. This year the sum will increase because I have bought stocks with respect to their dividends and they are distributing them mostly in the beginning of the year. Already now, doing nothing, the sum should be around 3000kr. All of the money will be reinvested.

Dividend month / Stock Zlatana Ada
January
Sagax Pref x x
Sagax D x x
Fast. Balder Pref. x x
Mars
Axfood x x
SEB x
April
Sagax Pref x x
Sagax D x x
TeliaSonera x x
Fast. Balder Pref. x x
Cloetta B x
ICA-Gruppen x
Intrum justitia x
Maj
Acando  B x
Mycronic x x
Björn Borg x
H&M x x
investor x
July
Sagax Pref x x
Sagax D x x
Fast. Balder Pref. x x
October
Sagax Pref x x
Sagax D x x
Fast. Balder Pref. x x

Meni je baš motivirajući vidjeti kako upornost u jednoj stvari polako ali sigurno vodi prema postavljenom cilju. Moj glavni cilj (što se tiće dionica) je da dobijem 100 000 kr dividende godišnje. Slijedeći cilj sada je uspijeti dobiti 5000 kr pa onda 10 000kr godišnje.
Prošle godine smo ja i Ada ukupno dobile 783 kr dividende. Ove godine smo dobile 2373 kr. Neke su dionice na Swedbank računu tako da se ovdje ne vidi. Ove godine će se suma dividendi povećati jer sam kupovala dionice koje dobru dividendu dijele. Već bi sada, ako ništa ne uradim, trebala dobiti oko 3000kr dividende ove godine. Svu sumu planiram da reinvestiram u nove dionice.

Wonderful visit / Voljena posjeta

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Last week my mother, my sister and her two kids visited us. It was a BIG thing meeting little Adrian! PZ and PA loved it. Especially PA likes the fact that he is not the only boy in the family now…
Ada loves her cousins because they are playing the whole time…making such a mess it is quite impressive.
Having three kids running around is quite a drama. One moment they love each other and next they want to fight each other…and it is never silent. Yesterday, the cousins went back home and today it is so silent at home. For some time that is nice but then I do miss them already and so does Ada.
The whole week we have threatened that the kids won´t get any gifts from Santa if they are not keeping calm and so finally for the new year eve we had THE celebrity visit from Santa Claus. And he brought tons of gifts!
Children loved it, however PZ suspected it is Adas oncle Omar behind the dress 😛
Adrian slept through the Santa Claus visit so he didn´t get as many gifts as the others. I can´t wait for the next year to see childrens face when they meet Santa Claus again 🙂
From this visit I will remember the mornings when children, the first thing they did, ran to the Christmas tree to open up the deco that is filled with candies. It was fun to see their happy faces 🙂
Well Happy New Year Folks, hope next year gets better than last 🙂

Prošle sedmice su nas moja mama, moja sestra i njezino dvoje djece posjetili. Bila je to VELIKA stvar sresti malog Adriana. PZ i PA su bili oduševljeni. Pogotovo PA kojem se sviđa što nije jedini dječak u familiji više…
Ada voli svoju sestru i brata jer se igraju čitavo vrijeme… i takav haos u kući djeca naprave da je to impresivno.
Troje djece koja trće po kući je prava drama. Jednog momenta se vole i ljube, da bi se slijedećeg posvađali… tako da nikad nije tiho.
Jućer su moja sestra sa djecom vratila se kući… i ostala je tišina. Isprve mi to godi, ali nakon nekog vremena mi već nedostaju. A i Adi nedostaju, već prića kako će se seliti u Švedsku.
Čitavu sedmicu smo djeci prijetili da neće doći Djeda Mraz ako ne budu slušali, i za Novu godinu nam napokon dođe taj nečuveni Djeda Mraz. Djeca su bila oduševljena. PZ je ipak pretpostavila da je Djeda Mraz Adin striko Omar hehe.
Jedva čekam slijedeću godinu da vidim dječija lica kad Djeda Mraz dođe. Nema ništa ljepše od dječije radost.
Ovu posjetu ću se posebno sjećati po jutrima kad su djeca, prvo što su radila kad se probude, trčala do jelke da vide ako ima bombona u dekoracijama. Bilo je bajno vidjeti njihova sretna lica kad ih pronađu.
Nadam se da ste i vi lijepo proveli Novu Godinu. Sretna Nova svima i želim vam da slijedeća bude ljepša i uspješnija od prošle 🙂

Departure / Odlazak

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Today, my mother-in-law Suada left us and went back home. She has been here for two months, and I admit if anyone had asked me before if I will manage to be with my mother-in-law for two months I would said no chance!
Fortunately we managed really fine 🙂
I am very lucky that she wanted to come and help me out now with Adrian and Ada. I honestly have no idea how I would have managed it otherwise. My mother is working and she cannot come so I am really happy to have had this tremendous help.
So it proves the old bosnian saying “Gdje djeca nisu bjesna, nije ni kuća tijesna” – translated “where the children are not angry with each other, than also the house is not too small” is true.
And this morning Suada taught me how to make the “Tiger cake” before leaving to the airport. Ada helped of course 🙂Danas je moje svekrva Suada otputovala kući. Bila je ovdje dva mjeseca i priznajem da mi je neko prije toga pitao da li ću izdržati da budem sa svekrvom dva mjeseca rekla bih nema šanse!
Srećom bilo nam je pravo fino 🙂 Imala sam sreću što je htjela doći i pomoći mi oko kuće i djece. Ne znam iskreno kako bih to inaće uspjela.
Moja mama radi i nažalost nije mogla doći tako da sam jako zahvalna da sam imala ovakvu pomoć od Suade. I podsjeti me to na našu staru bosansku izreku “gdje djeca nisu bjesna, nije ni kuća tijesna”. Živa je istina…
A za kraj me naučila praviti Tigartortu. Naravno Ada nam je isto pomogla 🙂

Pizzzza

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I learned a new way to make pizza 🙂 It is easier than the other way where one has to roll out the dough.
Here one just mix the things and let it stand in the bowl. The dough, or rather the mixture is poured into the mold saving lots of time for me.  With two kids that is crucial for me.
I find pizzas one of the best ways to get rid of things with expired dates. I admit I am one of these that actually try the food and use best before dates as a hint and not as a deadline for when to throw away food, so most of the things on the pizza turn out to be “old” things. And instead of throwing the things a whole family could eat a delicious pizza 🙂20161216_14161720161216_143106Naučila sam novi način kako praviti pizzu 🙂 Lakša je za napraviti nego ona što je moraš “razviti”.
Ovdje samo promiješaš sastoje i pustiš da stoji u sudu. Tijest onda uliješ/pospeš u tepsiju i tako sebi dosta vremena uštediš, što je meni bitno kad imam dvoje male djece.
Smatram pizze kao jedna od najboljih načina da se riješim stvari sa “ističe datum xx.xx.xx.” Priznajem jedna sam od onih što prvo proba hranu prije nego što je baci zato što je “stara”, (sestra se ježi kad to vidi), tako da je većina stvari ovaj put bila “stara” i umjesto da smo ih bacili u smeće napravili smo jako ukusnu pizzu koja je čitavu jednu familiju nahranila 🙂