Impulsive spending / Skup ceif

Today is the D-day for my little experiment! I have put a jar for my (and my husbands) expenses that are just impulsive bought stuff. When we buy something impulsive and unnecessary we have to put that amount of money in the jar. If we do not have the money at the moment we will write the sum on a paper (put it in the jar) and add the money later.
The reason I do this is that I have noticed that I lately buy a lot of unnecessary things spontaneously and therefore I decided to make it more obvious for me what sum it is about and that is best when I see the money in the jar. Things I buy are chocolates, cappuccino/ teas in cafes, cakes ( every day since months I have eaten a cake) and so on all the small things that turn into quite a sum in the end. I have decided to take more control of my (our) economy. One cannot save on the big sums like the rent or the food, but at least these small unnecessary things one can change and avoid buying through better planning (like avoiding to go to supermarket when hungry). Let the experiment begin 😀tegla
Danas je D-dan za moj mali eksperiment. Stavila sam teglicu za moje (i muzeve) bezvezne impulsivne troskov. Kad nesto potrosimo impulsivno ili nezdravo tu sumu stavljamo u teglu. Ako nemamo pare pri ruci onda tu sumu moramo na papiric napisati i staviti papir u teglu. Taj papir moramo za pare zamjeniti kad budemo imali novac kod sebe.
Razlog sto ovo radim je sto sam u zadnje vrijeme puno pocela trositi u sitnice kao cokolade, ”ispijanje kafa po kaficima”, kolace (vec mjesecima svaki dan jedem kolace) itd. Sve te sitnice se na kraju sakupe u jednu poprilicnu sumu. Odlucila sam da na taj nacin preuzmem barem dio kontrole nad nasom ekonomijom. Ne moze se na velikim racunima poput kirije ili  hrane stediti ali se zato moze na malim kostanjima stediti kroz bolje planiranje, kao sto je npr. da ne idemo u supermarket gladni 😀

2 thoughts on “Impulsive spending / Skup ceif

  1. Jedan veliki “like” od mene za početak eksperimenta! Ne trebaju koraci biti veliki, važno je i prepoznati i priznati si da se troši previše na potpuno nepotrebne stvari.

    1. Slazem se. Cak sto vise vjerujem da su upravo ti mali koraci vrijedniji nego veliki. Malo ko moze bas velike promijene dugotrajno provesti… ipak smo mi samo ljudi 😀 Hvala na komentaru 😀

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