Half the year of 2016has passed and I am still working on the portfolio of our savings. As I already wrote previosly (old post) my goal is to have good dividends, preferrably an amount every month. When the Brexit was voted for there was a minor crash at the stock market where I took the opportunity to buy some stocks. Unfortunately I didn´t have much but I bought a couple of stocks that I have been following for some time. I bought some H&M, Investor, SEB A and Sagax Pref. I have also improved ( 1200 kr) with the dividends for the year comparing to last year (280 kr) which is motivating me a little bit. All the dividends I am reinvesting in new stocks.
My next goal when it comes to stocks is to get 10 000kr dividends per year!
U polu vremenu od 2016. se jos uvijek bavim sa svojim porftoliom dionica. Kao sto sam u starom postu vec pisala cilj mi je da imamo dobre dividende. Po mogucnost svakog mjeseca. Kad su Britanci izglasali Brexit doslo je do manjeg histericnog pada na berzi. Tu sam iskoristila mogucnost da kupim neke dionice. Nazalost nisam imala nesto puno novca, ali sam ipak uspijela kupiti nekoliko H&M, Investor, SEB A i Sagax Pref dionica.
Poboljsala sam isto svoje dividende poredeci sa proslom godinom tako da me to isto malo motivise. Isto tako sve dividende reinvestiram u nove dionice.
Slijedeci cilj mi je da dobijem 10 000 kr dividendi godisnje!
stocks
Top month of dividends / Top mjesec dividendi
This time I made a mistake with my stocks.I had them on a common stock account instead of the ISK (investment saving account). So I nicely payed 30% taxes on the dividends I got, instead of paying no taxes.
I guess the only way to learn is the hard way.
For the next round of dividends I had some of my stocks transferred to the ISK account and hope next time will be better. My goal of having higher yield than the year before has come true (honestly, I hadn´t really much). Next goal is to get the double for this year. Let´s see if that works. This money I invested ( I hope it is an investment) by buying a couple of Mycronic stocks for me and 2 stocks of H&M for Ada.
My dream and one of my long term goals is to have such dividends yearly that it could at least partly pay off some of my bigger bills.
Imagine having so much dividends that you can actually pay the rent of it…luxury 😀
Ovaj put sam napravila gresku sa svojim dionicama. Drzala sam ih na pogresnom racunu tako da umjesto da izbjegnem porez skroz, morala sam platiti 30% poreza na dividende. Sta ces, nema drugacije nego po dzepu.
Za slijedecu rundu dividendi sam zato prebacila neke dionice na ISK (Investment stednji) racun i tako se nadam da cu slijedeci put biti bolje. Ove godine sam uspijela ciljem da poboljsam dividendu od prosle godine (doduse nije bas neka dividenda bila :)), a cilj za iducu godinu je da uduplam dividendu koju sam imala od 2015.
Od prosle dividende sam kupila nekoliko Mycronic dionica i dvije dionice od H&M za Adu.
San a i jedan od mojih dugorocni ciljeva je da imam takvu dividendu godisnju da mogu dio svojih vecih racuna otplacivati sa tim novcem.
Zamislite koji je to luksuz kad bi dio kirije mogao biti placen od dividende 🙂
Dividends in 2016 / Dividende 2016
Finally, the last information about the dividends has come up. My goal is to have a stock portfolio that gives me a bonus in dividends per year that can improve my economy. I started to buy stocks again in 2014 after having sold off everything in 2013 when buying my apartment. In 2015 I had a dividend of amazing 95 kr ( around 10 Euro). During the year 2014 and 2015 I bought a couple of stocks of Björn Borg, Mycronic, Telia, Sagax Pref and Acando B that are giving some dividend. The last stock I bought in 2016, giving some dividend, is the H&M. And this year I will get, if I don´t sell off the stocks, some 200 euro (brutto) in dividend. I know it is not some huge sum BUT it makes me feel happy. I already told you I am not a gambler and I do not have the guts for that. In any case my next goal is to get 1000 euro dividend next year. Wish me luck 😀
Napokon, stigle su zadnje informacije o dividendama. Moj cilj je da imam portfolio dionica koji mi godisnje daje bonus u dividendama tako da mogu tim putem poboljsati ekonomiju. U 2014 sam ponovo pocela kupovati dionice nakon toga sto sam 2013 sve prodala kad sam kupila stan. 2015 sam imala dividendu od nevjerovatni 95kr (oko 20KM). Kroz 2014 i 2015 sam kupila nekoliko dionica od Björn Borg, Mycronic, Telia, Sagax Pref i Acando B koje sve daju dobre dividende. Zadnje dionice koje sam kupila je 2016 i to su H&M dionice. Ove godine zato, ako ne prodam dionice, dobivam izracunatu dividendu od dobrih 200 eura (bruto).. Znam da je to za neke mala suma, pa cak i smijesna ALI mene cini sretnom da dobijem tu lovu. I kao sto sam i prije rekla nisam kockar da imam petlje da se kockam svojim novcem. Za iducu godinu mi je cilj da dobijem cak 1000 eura dividende. Vidjecemo samo kako ce to ici 😀 Pozelite mi srecu 😀
| Stock / Dionice | Dividend(a) (kr) | |||
| björn borg | 2 | |||
| fingerprint | 0 | |||
| H&M | 9,75 | |||
| Mycronic | 4 | |||
| Telia | 3 | |||
| acando | 1,2 | |||
| sagax | 1,5 | |||
| telia | 3 |
Munich / Minhen
Yesterday, Ada and I where flying to Munich. She was great. The moment we took off Ada fell asleep. What more can one ask? AND it was her first time in her own seat 😀
Another thing that is going excellent is my Robert Friman stock. For days it is increasing in value which feels great. The only problem is I didn´t buy so many of them. Isn´t it typical. The stocks you buy the least of usually turn out to be the best ones…Maybe not for real but that is how it feels like.
Jucer smo Ada i ja letile za Minhen. Bila je super. Istog momenta kad smo poletjeli Ada je zaspala. Sta vise pozeliti? A i bio joj je prvi put da ima svoje sjediste 😀
Druga predobra stvar su moje Robert Friman dionice. Zadnjih dana su se toliko povisile u vrijednost i to se super osjeca. Jedini problem je sto ih nisam puno kupila. Zar to nije tipicno? Bas one dionice koje si najmanje ih kupio/la su te koje se na kraju pokazu najbolje… Mozda to nije stvarno tako ali se tako osjeca…
Sagax Pref
I couldn´t resist but to put an order for a couple of Sagax Pref stocks before leaving the house and when I got home I saw that the order had come through. I like that they have dividend every three months. I also saw this saying that is really the way I think about money
Nisam mogla odoliti da prije nego sto odemo na bazen (jucer), stavim narudzbu za nekoliko Sagax Pref dionica, i kad sam dosla kuci vidjela sam da je prosla kupovina. Svidjaju mi se zbog dividende koju dijele svaka tri mjeseca. Vidjela sam i ovu izreku koja opisuje kako ja razmisljam o novcu
Pazite penije, a funte ce se same paziti
Dividend-carpet-bombing / Dividendna-tepih-bomba
For some time now the stock market is a bit shaky, which can mean that the stock market fall will come soon. I like stocks and my goal is to have a couple of them that can give me some extra money per year through dividends. I read an interesting post in a (Petrusko) blog where a dividend carpet bomb was mentioned. This means that one buys stocks in such way that one gets dividends every month. This strategy I must say I like because I am not found of high risk gambling and I prefer stocks that are pretty boring (obviously I´ll never become a milioner through stocks :P). I have started to build up my dividend-carpet-bombing portfolio and hope that I can increase the dividend coming years.
Vec je neko vrijeme trziste dionica pomalo skakljivo, sto znaci (po ekspertima) da moze doci do nekog veceg pada. Zanimaju me dionice i cilj mi je da imam par njih od koji cú svake godine moci nesto ekstra para dobiti. Citala sam jedan zanimljiv post u jednom blogu (Petrusko blog) gdje je dividendna-tepih- bomba (ili kako se to vec na bosanskom zove) spomenuta. To znaci da kupis razne dionice koje su tako raspodijeljene da svakog mjeseca daju dividendu . Nisam neki kockar tako da preferiram malo dosadne dionice (ocigledno nikad necu postati milioner putem dionica). Pocela sam praviti svoj portfolio i nadam se da cu slijedecih godine dobiti koju finu paricu viska. Ove godine su tako malo sume da mi se ne isplati slaviti 🙂
Moje akcije (dividenda) / My stocks (dividend)
Januar
Sagax Pref
April
Sagax Pref
TeliaSonera
Maj
Acando B
Juli
Sagax Pref
October / Oktobar
Sagax Pref
In the picture there is a a blogger named petrusko that have put together his stocks and I find it inspiring, because it is a nice feeling having dividend dropping in, and if possible having it dropping in every month.
U slici je blogger petrusko pokazao svoje dionice i kad mu stize dividenda. Mene to inspirise jer je fin osjecaj kad stigne dividenda, a sigurno je jos ljepsi kad imas toliko dionica da svakog mjeseca stigne fina parica.