Half the year of 2016has passed and I am still working on the portfolio of our savings. As I already wrote previosly (old post) my goal is to have good dividends, preferrably an amount every month. When the Brexit was voted for there was a minor crash at the stock market where I took the opportunity to buy some stocks. Unfortunately I didn´t have much but I bought a couple of stocks that I have been following for some time. I bought some H&M, Investor, SEB A and Sagax Pref. I have also improved ( 1200 kr) with the dividends for the year comparing to last year (280 kr) which is motivating me a little bit. All the dividends I am reinvesting in new stocks.
My next goal when it comes to stocks is to get 10 000kr dividends per year!
U polu vremenu od 2016. se jos uvijek bavim sa svojim porftoliom dionica. Kao sto sam u starom postu vec pisala cilj mi je da imamo dobre dividende. Po mogucnost svakog mjeseca. Kad su Britanci izglasali Brexit doslo je do manjeg histericnog pada na berzi. Tu sam iskoristila mogucnost da kupim neke dionice. Nazalost nisam imala nesto puno novca, ali sam ipak uspijela kupiti nekoliko H&M, Investor, SEB A i Sagax Pref dionica.
Poboljsala sam isto svoje dividende poredeci sa proslom godinom tako da me to isto malo motivise. Isto tako sve dividende reinvestiram u nove dionice.
Slijedeci cilj mi je da dobijem 10 000 kr dividendi godisnje!
DIonice
Brexit
I guess everyone got a little surprised regarding UK and Brexit. Every expert says that today will be a dramatic decrease at the stockmarket. I have some stocks I am looking at and hope actually that these following days they will deacrese in price so that I can buy a couple of stocks on sales. Last few weeks there has been volatility which has given mi opportunity to buy a couple of H&M stocks. Hopefully, this is a good buy and that it will increase with the time. I am still keeping my strategy or idea to try to get a portfolio that is giving me dividends that I can invest again. The interest on interest effect so to say.
Some of the stocks I keep an eye on / Neke od dionica koje pratim
Mislim da su se svi malo iznenadili sto se tice Velike Britanije i Brexita. Svaki ekspert kaze da ce danas biti prilicno velik pad na berzama u Evropi. Posto imam nekoliko dionica koje pratim onda se stvarno nadam da su ti eksperti u pravu da bih mogla kupiti par dionica na snizenju.
Zadnjih par sedmica su bile dosta volatilne i dale su mi mogucnost da kupim nekoliko H&M dionica. Naravno, nadam se da je to dobra kupovina bila i da ce se vrijednost dionice povisiti i da ce ostati dobra dividenda. Jer jos uvijek je moja strategija ili ideja da probam izgraditi portfolio koji mi daje dividende koje mogu ponovo uloziti u dionice. Tako reci da iskoristim efekat kamate na kamatu.
Top month of dividends / Top mjesec dividendi
This time I made a mistake with my stocks.I had them on a common stock account instead of the ISK (investment saving account). So I nicely payed 30% taxes on the dividends I got, instead of paying no taxes.
I guess the only way to learn is the hard way.
For the next round of dividends I had some of my stocks transferred to the ISK account and hope next time will be better. My goal of having higher yield than the year before has come true (honestly, I hadn´t really much). Next goal is to get the double for this year. Let´s see if that works. This money I invested ( I hope it is an investment) by buying a couple of Mycronic stocks for me and 2 stocks of H&M for Ada.
My dream and one of my long term goals is to have such dividends yearly that it could at least partly pay off some of my bigger bills.
Imagine having so much dividends that you can actually pay the rent of it…luxury 😀
Ovaj put sam napravila gresku sa svojim dionicama. Drzala sam ih na pogresnom racunu tako da umjesto da izbjegnem porez skroz, morala sam platiti 30% poreza na dividende. Sta ces, nema drugacije nego po dzepu.
Za slijedecu rundu dividendi sam zato prebacila neke dionice na ISK (Investment stednji) racun i tako se nadam da cu slijedeci put biti bolje. Ove godine sam uspijela ciljem da poboljsam dividendu od prosle godine (doduse nije bas neka dividenda bila :)), a cilj za iducu godinu je da uduplam dividendu koju sam imala od 2015.
Od prosle dividende sam kupila nekoliko Mycronic dionica i dvije dionice od H&M za Adu.
San a i jedan od mojih dugorocni ciljeva je da imam takvu dividendu godisnju da mogu dio svojih vecih racuna otplacivati sa tim novcem.
Zamislite koji je to luksuz kad bi dio kirije mogao biti placen od dividende 🙂
Dividends in 2016 / Dividende 2016
Finally, the last information about the dividends has come up. My goal is to have a stock portfolio that gives me a bonus in dividends per year that can improve my economy. I started to buy stocks again in 2014 after having sold off everything in 2013 when buying my apartment. In 2015 I had a dividend of amazing 95 kr ( around 10 Euro). During the year 2014 and 2015 I bought a couple of stocks of Björn Borg, Mycronic, Telia, Sagax Pref and Acando B that are giving some dividend. The last stock I bought in 2016, giving some dividend, is the H&M. And this year I will get, if I don´t sell off the stocks, some 200 euro (brutto) in dividend. I know it is not some huge sum BUT it makes me feel happy. I already told you I am not a gambler and I do not have the guts for that. In any case my next goal is to get 1000 euro dividend next year. Wish me luck 😀
Napokon, stigle su zadnje informacije o dividendama. Moj cilj je da imam portfolio dionica koji mi godisnje daje bonus u dividendama tako da mogu tim putem poboljsati ekonomiju. U 2014 sam ponovo pocela kupovati dionice nakon toga sto sam 2013 sve prodala kad sam kupila stan. 2015 sam imala dividendu od nevjerovatni 95kr (oko 20KM). Kroz 2014 i 2015 sam kupila nekoliko dionica od Björn Borg, Mycronic, Telia, Sagax Pref i Acando B koje sve daju dobre dividende. Zadnje dionice koje sam kupila je 2016 i to su H&M dionice. Ove godine zato, ako ne prodam dionice, dobivam izracunatu dividendu od dobrih 200 eura (bruto).. Znam da je to za neke mala suma, pa cak i smijesna ALI mene cini sretnom da dobijem tu lovu. I kao sto sam i prije rekla nisam kockar da imam petlje da se kockam svojim novcem. Za iducu godinu mi je cilj da dobijem cak 1000 eura dividende. Vidjecemo samo kako ce to ici 😀 Pozelite mi srecu 😀
| Stock / Dionice | Dividend(a) (kr) | |||
| björn borg | 2 | |||
| fingerprint | 0 | |||
| H&M | 9,75 | |||
| Mycronic | 4 | |||
| Telia | 3 | |||
| acando | 1,2 | |||
| sagax | 1,5 | |||
| telia | 3 |
Munich / Minhen
Yesterday, Ada and I where flying to Munich. She was great. The moment we took off Ada fell asleep. What more can one ask? AND it was her first time in her own seat 😀
Another thing that is going excellent is my Robert Friman stock. For days it is increasing in value which feels great. The only problem is I didn´t buy so many of them. Isn´t it typical. The stocks you buy the least of usually turn out to be the best ones…Maybe not for real but that is how it feels like.
Jucer smo Ada i ja letile za Minhen. Bila je super. Istog momenta kad smo poletjeli Ada je zaspala. Sta vise pozeliti? A i bio joj je prvi put da ima svoje sjediste 😀
Druga predobra stvar su moje Robert Friman dionice. Zadnjih dana su se toliko povisile u vrijednost i to se super osjeca. Jedini problem je sto ih nisam puno kupila. Zar to nije tipicno? Bas one dionice koje si najmanje ih kupio/la su te koje se na kraju pokazu najbolje… Mozda to nije stvarno tako ali se tako osjeca…
H&M Stocks / H&M Dionice
I previously wrote about my plan to have a portfolio (old post) where I can get some dividend every month. For some time the stock market is shaky, and when the old classic stock H&M finally dropped under 280 kr I decided to buy a couple for my daughter. I will keep them for at least five years unless something unexpected happens.
For people that want to start buying stocks maybe it is time to get some cash and start following the market. It is going down, so during some time there might be a possibility to get some stable companies for a fair price. 
Pisala sam prije (stari post) o mom planu da svakog mjesec dobijem dividendu. Berza se trese vec nekog vremena, i kad su dionice poput H&M pale ispod 280kr tad sam odlucila uzeti par kcerci. Drzacu ih bar pet godina ako se ne desi nesto neplanirano.
Za ljude koji hoce da pocnu kupovati dionice mozda je vrijeme da stede kes, i da pocnu pratiti berzu. Berza dosta fluktuira pa se mogu ponekad firme za dobru cijenu dobiti.
Prevod slike: Cijena je koju platis a vrijednost je koju dobijes!
Update Dionice
Moj cilj da napravim sebi jednu dividendnu-tepih bombu (stari post) se nastavlja ali sam malo odstupila od plana jer nisam kupila samo dionice koje daju dividendu nego sam kupila i visokorizicne dionice, sa nadom da upali. Isto tako sam kupila jos dodatno Teliasonera jer su dosta bile pale. Nadam se samo da se dividenda nece pogorsati 😀
Adi sam isto otvorila racun i pocela kupovati dionice sa nadom kad bude 18 godina da joj imam dati barem neki kapital za buducnost. Kupila sam joj Mycronic, Fingerprint cards B, Björn Borg i Teliasonera. Let the journey start…
Dividende po mjesecu
Januar
Sagax Pref
April
Sagax Pref
TeliaSonera ( Ada i ja)
Maj
Acando B
Mycronic (Ada)
Björn Borg (Ada)
Juli
Sagax Pref
October / Oktobar
Sagax Pref
Biometrijske dionice
Ovih zadnjih par dana je brzi ples na berzi sto se tice Fingerprint Cards B i Precise Biometrics. Imam i jedne i druge dionice, ali nazalost ne toliko koliko bih voljela imati. Nemam nesto petlje da udjem u te akcije, previse mi skacu. Inace sam sto se tice dionica bez petlje, izgleda da nisam onaj pravi kockar :D. Sta cu, zao mi izgubiti novac 😛
U jednom danu su Fingerprint skocile ( drugi dan su pale) 200kr po dionici. Ko ih je mnogo imao i ko ih je na vrijeme prodao mogao je bukvalno da otplati jednu dobru kucu. Ja sam otprilike jedan rucak u restoranu u plusu tako da se ne mogu nesto pohvaliti. Ali kako se to kaze bolje jedna kruna u plusu nego jedna u minusu. I Adi sam otvorila konto za dionice (cak u njeno ime) i njoj sam par dionica kupila. Ima Björn Borg, Fingerprint Cards B, Mycronic i TeliaSonera. Tu sam razmisljala o tome da svaki mjesec kupim jednu dionicu ili da 1/3 njezinog djecijeg doplatka investiram u dionice. Razmisljam samo u koje dionice da investiram. Ako neko ima prijedlog nek mi kaze.
I
Za one koje ne znaju Google dionice (koje nazalost nisam kupila, bile su 600 i nesto dolara sad su 735) prenadile su ime u Alphabet Inc. Razlog je sto nece da ostanu konvencionalna firma nego su cak u raznih 144 sektora investirali. Znaci pitanje je ako je ta akcija cak sa 735 dolara po akciji ipak dosta jeftina. Nek upali 1% od tih 144 sektora bice jako velike zarade za tu firmu.
Sagax Pref
I couldn´t resist but to put an order for a couple of Sagax Pref stocks before leaving the house and when I got home I saw that the order had come through. I like that they have dividend every three months. I also saw this saying that is really the way I think about money
Nisam mogla odoliti da prije nego sto odemo na bazen (jucer), stavim narudzbu za nekoliko Sagax Pref dionica, i kad sam dosla kuci vidjela sam da je prosla kupovina. Svidjaju mi se zbog dividende koju dijele svaka tri mjeseca. Vidjela sam i ovu izreku koja opisuje kako ja razmisljam o novcu
Pazite penije, a funte ce se same paziti
Westbad
Today the day started as wonderful as usually when my daughter wakes me up. She has this smile that makes me melt. Today, was the last sunny day with high temperatures so I decided to go to Westbad with Ada my friend Ekta and her daughter Vanea. By the time we arrived at Westbad the clouds already started congregate so we had to take a quick bath before the wind to strong and it got too cold. Even if it was for such a short time it was definitely worth it. The kids loved it. On the way back Vanea was kind of knocked out 😀
Ada is fit for fight, we are heading off for swimming 😀 / Ada je pripremna za kupanjeDan je prelijepo poceo, kao i obicno kad me moja kcer probudi..Ima onaj osmijeh koji me topi..iako je rano ujutru. Danas je bio zadnji topli ljetni dan tako da sam odlucila da odem do bazena Westbad sa mojom prijateljicom Ektom i njezinom kcerkom Vaneom. Dok smo stigli u Westbad vrijeme se vec promijenilo i naoblacilo se tako da smo morali brzinski se kupati. Nazalost je pocelo jako puhati tako da nismo dugo mogle ostati. Iako smo kratko tamo bile, nama se isplatilo jer su djeca vristala od srece. Na povratku je Vanea bila, blago receno, nokoutirana 😀
Vanea taking a nap after taking a dip in the pool…To cute 😀 / Vanea spava poslije kupanja… Preslatka je 😀
D