dividende

Update dividends 2018 / Ažuriranje dividende 2018

~ au ~ Leave a comment

My goal is to achieve some 10 000kr (ca 1000 Euro) per month in dividends until my retirement and to reach that I am investing in different stocks. Last year I had an increase of approximately 45% (sounds more than it is) of dividend achieving over 4500 kr (ca 450 Euro) in dividends that year.
This money is all reinvested and will (hopefully) generate more dividends for this year…like Einstein said the compound effect is the 8th world miracle.

Cilj mi je dostiči 10 000kr (oko 1000 Eura) u dividendama mjesečno do moje penzije i zato ulažem u razne dionice.
Prošle godine sam povećala sumu dividendi za 45% (zvuči više nego što jeste) i dobila sam oko 4500 kr koje su ponovo investirane u nove dionice.
Kao što je rekao Einstein da je kamata-na-kamata efekat osmo svjetsko čudo.

Half year has passed and I am until now having only 15% less dividend this year than the whole last year which is motivating even though I admit I haven’t been buying as many stocks as I wanted lately due to movement and adjustments in US. In any case when I see the bars I do get a little motivated for the future 🙂

Pola godine je već prošlo i sad već u polugodištu imam samo 15 % manje dividende nego što sam imala u čitavu prošlu godinu što je motivirajući iako nisam kupovala toliko dionica koliko sam htjela. Ipak je tu bila i selidba i privikavanje u Americi. U svakom slučaju kad vidim diagram motivirame to za budućnost 🙂

Update stocks February 2017 / Azuriranje dionica februar 2017

~ au ~ Leave a comment

This month has been quite disappointing. I have been sick the whole time and as that wasn’t enough Ada was also spending most of her time at home instead of kindergarten.
Thus, I had no time or energy to check or buy any stocks this month. This gives me a reminder of  the importance of saving. Despite feeling crap having the flu or tonsillitis for months, these are still not such bad diseases. I cannot even imagine the feeling of black hole when something really serious happens.
So even if doing nothing  I got 37.5 kr in dividends from Dividend Sweden, and also got 750 subscription rights (I think it is called) or in this case they called them units. I am not 100% sure what that is so I´ll have to read more about it.
In A&A portfolio I just bought Avanza Zero fund for 100kr. I hope now with a new month new energy comes.Ovaj mjesec je bio tako deprimirajući meni. Ne samo što sam ja bila bolesna čitav mjesec nego je i Ada više vremena provodila kod kuće nego u vrtiću. Samim tim niti sam imala vremena da čitam, niti da pišem, niti da se angažujem oko ićega pa čak ni u dionice.
Ovo me dovelo da počnem razmišljati o tome koliko je bitna štednja. Iako sam bila bolesna mjesecima, to nije neka teža bolest bila (meni je moja najteža da se zna), ali zamislite da je nešto stvarno ozbiljno. Ne mogu ni da zamislim tu crnu rupu osjećaja ili čak ekonomsku.
Iako ništa nisam ovog mjeseca radila dobila sam 37.5 kr dividendi od Dividend Sweden, i isto tako sam dobila nekih 750 units što nisam do sada nikada dobila, i nemam iskreno pojma šta je. Moraću malo pročitati i vidjeti šta je.
U A&A portfoliu sam samo kupila Avanza Zero fond za 100kr.
Sad kad smo ušli u novi mjesec stvarno se nadam da ću dobiti malo više energije i ići u nove pobjede.

2016 summary of our portfolio/ 2016 Ažuriranje naših portfolia

~ au ~ Leave a comment

It is really motivating me to see how perseverance in doing one thing slowly takes you towards the set goal. My ultimate goal (when it comes to stocks) is to get 100 000kr dividend per year. Next goal is to get 5000 kr and then 10 000kr dividends per year.
Last year we had in total (Ada´s + my portfolio) a total of 783 kr.
This year we had in total 2373 kr. Some stocks are in Swedbank account so you cannot see them here. This year the sum will increase because I have bought stocks with respect to their dividends and they are distributing them mostly in the beginning of the year. Already now, doing nothing, the sum should be around 3000kr. All of the money will be reinvested.

Dividend month / Stock Zlatana Ada
January
Sagax Pref x x
Sagax D x x
Fast. Balder Pref. x x
Mars
Axfood x x
SEB x
April
Sagax Pref x x
Sagax D x x
TeliaSonera x x
Fast. Balder Pref. x x
Cloetta B x
ICA-Gruppen x
Intrum justitia x
Maj
Acando  B x
Mycronic x x
Björn Borg x
H&M x x
investor x
July
Sagax Pref x x
Sagax D x x
Fast. Balder Pref. x x
October
Sagax Pref x x
Sagax D x x
Fast. Balder Pref. x x

Meni je baš motivirajući vidjeti kako upornost u jednoj stvari polako ali sigurno vodi prema postavljenom cilju. Moj glavni cilj (što se tiće dionica) je da dobijem 100 000 kr dividende godišnje. Slijedeći cilj sada je uspijeti dobiti 5000 kr pa onda 10 000kr godišnje.
Prošle godine smo ja i Ada ukupno dobile 783 kr dividende. Ove godine smo dobile 2373 kr. Neke su dionice na Swedbank računu tako da se ovdje ne vidi. Ove godine će se suma dividendi povećati jer sam kupovala dionice koje dobru dividendu dijele. Već bi sada, ako ništa ne uradim, trebala dobiti oko 3000kr dividende ove godine. Svu sumu planiram da reinvestiram u nove dionice.

Top month of dividends / Top mjesec dividendi

~ au ~ Leave a comment

This time I made a mistake with my stocks.I had them on a common stock account instead of the ISK (investment saving account). So I nicely payed  30% taxes on the dividends I got, instead of paying no taxes.
I guess the only way to learn is the hard way.
For the next round of dividends I had some of my stocks transferred  to the ISK account and hope next time will be better. My goal of having higher yield than the year before has come true (honestly, I hadn´t really much). Next goal is to get the double for this year. Let´s see if that works. This money I invested ( I hope it is an investment) by buying a couple of Mycronic stocks for me and 2 stocks of H&M for Ada.
My dream and one of my long term goals is to have such dividends yearly that it could at least partly pay off some of my bigger bills.
Imagine having so much dividends that you can actually pay the rent of it…luxury 😀dionice
Ovaj put sam napravila gresku sa svojim dionicama. Drzala sam ih na pogresnom racunu tako da umjesto da izbjegnem porez skroz, morala sam platiti 30% poreza na dividende. Sta ces, nema drugacije nego po dzepu.
Za slijedecu rundu dividendi sam zato prebacila neke dionice na ISK (Investment stednji) racun i tako se nadam da cu slijedeci put biti bolje. Ove godine sam uspijela ciljem da poboljsam dividendu od prosle godine (doduse nije bas neka dividenda bila :)), a cilj za iducu godinu je da uduplam dividendu koju sam imala od 2015.
Od prosle dividende sam kupila nekoliko Mycronic dionica i dvije dionice od H&M za Adu.
San a i jedan od mojih dugorocni ciljeva je da imam takvu dividendu godisnju da mogu dio svojih vecih racuna otplacivati sa tim novcem.
Zamislite koji je to luksuz kad bi dio kirije mogao biti placen od dividende 🙂