Usually during the summer the stock market gets calmer and the prices fall a little bit making it possible to buy some stocks for a cheaper price. However, this year it seams that nothing is like it usually is.
Still I couldn´t resist but to buy a couple of Investor and Axfood stocks, adding to approximately 75 kr dividends per year to Ada´s portfolio. This feels (is) like a small sum, but I plan to give her this portfolio in 18-20 years so this sum will hopefully increase each year because I plan to reinvest this money in new stocks.
For my portfolio I added 3 H&M, 8 Mycronic, 3 Axfood and 20 Sagax Pref adding some 96 kronor dividend per year. Looking at these sums you see it is not much but one should never underestimate the small savings. All the dividends I plan to reinvest so let´s see where this journey takes us… 
Obicno kad je ljeto dionice padnu i postaje mirnije na berzi, sto daje mogucnost da kupim par jeftiniji dionica. Medjutim ove godine se cinilo cak naprotiv. Iako tako, nisam mogla odoliti a da ne kupim par dionica od Investora i Axfood, sto dodaje otprilike 75 kr dividendi godisnje Adinom portfoliju.
Cini se malom sumom, ali planiram joj predati ove dionice za nekih 18-20 godina tako da se nadam da ce se do tad akumulirati sume. Planiram dividende da reinvestiram u dionice.
Za moj portfolio sam kupila 3 H&M, 8 Mycronic, 3 Axfood i 20 Sagax Pref koje ukupno dodaju 96 kr dividendi godisnje. Naravno kad gledam ove sume cine se malim ali ne treba nikad podcjeniti moc malih stednji. I ovdje isto planiram sve dividende da reinvestiram u dionice. Vidjecemo gdje nas vodi ovaj put…
Month: August 2016
Separation / Rastav
Today, was the first “separation” day for Ada. I left her in the kindergarten and had to pick her up a little bit later. She was quite fine for 1.5 hrs but after that she wanted to see mama 😛 Tomorrow is a new (longer) try 😀
I must say it is quite fascinating how she develops. How she copes with a new language, and how she goes to children and tries to communicate.
The most fascinating, I find, is the fabulous interest of learning new things, new language and she is never tired or lazy to do it. Definitely, something we grown ups could copy a little bit 😀
Prevod: Ne rastu samo djeca, i roditelji to rade. Koliko god mi gledali nasu djecu sta rade od svojih zivota, tako oni gledaju sta mi radimo nasim (zivotima)
Danas je bio prvi dan “rastavljanja” za Adu. Ostavila sam je u vrticu i otisla sam po nju poslije nekog vremena. Bila je ok nekih 1.5h ali nakon toga je poceo plac i zelja za mamom 😛 Sta ces, sutra novi pokusaj ide 😀
Zanimljivo je gledati kako napreduje. Kako se bori sa novim jezikom, kako prilazi djeci i probava komunicirati. Ali najfascinantnije, meni, je ta nevjerovatna zelja za novim znanjem. Nikad joj nije nesto mrsko ili da je preumorna za neko novo izucavanje. To je definitivno nesto sto mi “stariji” mozemo da preuzmemo od djece 😀
Ada talking with her dad about the day in kindergarten / Ada prica sa tatom o danu u vrticu
What do you love? / Sta volite?
A couple of years back I did one of the best things I have ever done for me. I went to a life coach. I felt quite lost and I had forgotten what I want and what I like at all. I felt caught like a squirrel in the wheel and life was just running away.
I’ll never forget when I was asked what my goals are and what I truly like and my brain just shut down. Nothing came up. I just felt empty.
I then got this exercise to do. Pretty simple…I thought. It took me over a month to fill it in.
Even years later I write down these things occasionally to remind myself of things i like, not to get stuck again.
Try it yourself!
Write down 50 things you love and do them as much as possible and you will become or at least stay happy.
A tip is to write it down in your cell phone and have a check from time to time. Good luck!
Jedna od boljih investicija u mom zivotu je bila da odem kod jednog life coacha. To je nesto poput terapeuta. Imala sam, prije par godina, fazu gdje sam zaboravila bila sta ja hocu u zivotu i uopste sta volim. Osjecala sam se kao hrcak u tocku bez ikakve perspektive dok zivot brzinski prolazi.
Nikad necu zaboraviti momenat kad mi je postavljeno pitanje bilo koji su mi ciljevi u zivotu i sta stvarno volim raditi. Meni se mozak bio samo iskljucio. Niceg se nisam sjetila. Maltene mi je sve bilo svejedno i osjecala sam se prazna.
Dobila sam jedan vrlo jednostavan zadatak…barem je tako djelovao…Trebalo mi je preko mjesec dana da ga zavrsim.
I dan danas sa vremena na vrijeme sjednem i zapisem ispocetka tu listu. Ucinite to i vi!
Napisite listu sa 50 stvari kojih volite.
Predlazem da listu upisete na mobitel da je sa vremena na vrijeme pogledate i da se podsjetite na stvari sto volite raditi i da ih cesce radite.
Sretno!
Feeling like … / Osjecam se….
Today, I feel like this. / Danas se osjecam ovako…
Happy 40th Birthday / Sretan 40.i rodjendan
I usually love birthdays. I love the feeling of finding out the gift I want to give and I love to see the happy face the person gets when he or she gets my gift. When thinking of it I actually love it more than getting a gift myself.
Imagine my frustration when I cannot come up with a gift to my husband(!!). For his 40th birthday!! I mean how can that be? He is not having any wish that I can catch up. He is not interested in trying some parachuting or diving. He is no fan of massage and saunas. He feels to tired for travels, but likes it when he arrives to the place. Books, he loves, but he didn´t even have time to read the ones he has. The only wish he has is to have a free weekend to sleep longer and afterwards to play with Ada…He will get it this weekend. But celebrating 40 years without a proper gift… not my style 😀
In any case Ada has prepared a gift for him ( I asked her what she wants to give her dad and she answered- “nose spray so he can stay healthy”!! Writing this post I also came up with a gift …but he´ll get it at Saturday 😀
Inace volim rodjendane. Volim onaj osjecaj dok trazim i razmisljam koji poklon dati i kad vidim sretno lice osobe kad dobije poklon. Kad malo razmislim vise volim dati poklone nego ih dobiti. Tako da zamislite moju frustraciju kad ne mogu muzu da nadjem poklon!! I to za njegov 40.i rodjendan!! Kako to moze biti tako? Svakome nadjem a njemu ne mogu. Nema nikakvih zelja na koje mogu dovezati. Ne zanimaju ga ekstremni sportovi da proba poput padobrana ili ronjenja. Ne voli saune ili masaze. Umoran je za putovanja, ali voli kad dodje na neko novo mjesto. Jedina zelja je da bude slobodan i da se naspava da bi poslije se mogao igrati sa Adom…To ce dobiti ovog vikenda. Ali slaviti 40.u bez pravog poklona…ne ide. U svakom slucaju je Ada pripremila poklon za njega…da bude zdrav. A i ja sam se sjetila dok sam ovo pisala. Ali njega ce dobiti tek u subotu 😀
Food (money) waste / Bacanje hrane (novca)
Today we did the death sin when it comes to buying food. We went to supermarket hungry and came out 150 (!?) euro poorer. We bought all possible things we “needed”. After coming home, we had to sort out all the things and put them where they belong. Then we noticed that we, unnecessarily, had bought tons of things that we already had but we had forgotten about it because they were put in such way that we could not see them. So to avoid wasting money on food we have decided following:
1. Try to finish up all the things we have in our kitchen
2. Now on we will make a list of things we need
3. We will buy ONLY these things that are written at this list
4. We will try to have two-three meat free days per week
5. We will reduce the food waste as much as possible
It all sounds so simple when writing down that it is really questionable why we are not following this rules per se…
Prevod slike: Najveci bacaci hrane u svijetu
Danas smo uradili smrtni grijeh ekonomije…otisli smo gladni u kupovinu. Izasli smo sa 150 (!?) eura manje u dzepu. Nakupovali smo svakakvih stvari sto nam ”trebaju”. Tek kad smo kuci dosli i poceli slagati ove “potrebne” stvari vidjeli smo da smo tonu stvari bez potrebe kupili. Imali smo ih vec kod kuce. Neke ne u jednom vec u vise pakovanja. Nismo znali jer smo ih tako stavili da ih nismo vidjeli. Odlucili smo od sada da izbjegavamo ovakve orgije kupovanje hrane (bacanja para) i probacemo uvesti par slijedecih stvari da bi uveli malo reda:
- Potrositi sto vise toga sto imamo u kuhinji
- Pisati listu stvari koje nam trebaju
- Kupicemo SAMO te stvari na listi
- Probacemo imati 2-3 jela bez mesa
- Probacemo smanjiti bacanje hrane sto vise mozemo
Kako to sve jednostavno zvuci kad se zapise, ne moze covjek povjerovati da se ne prati u realnom zivotu…
Day 1 / 1. dan
Today was Ada´s first day in kindergarten in Germany. I think she loved it because she refused to leave that early as we were supposed to. Of course for the day she wanted to be very chic and wanted to wear the dress she had for my brothers wedding. For a short moment I wanted to refuse to let her go in that dress, I remembered how I hated it when other people did it to their children. I believe it is better she uses the dress and feels pretty in it than that this cute dress hangs in the wardrobe for a “special” occasion. Special occasions are supposed to be happening every day. My husband didn´t understand it at all. He wanted to dress her “practically”. However, the girls won this time 😀 For the first day in “school” she also got a little gift to play with, she loved it…I regretted it when I saw the mess afterwards 😛
Danas je Adi bio prvi dan u vrticu u Njemackoj. Mislim da joj se pravo svidjelo jer nije htjela ici kuci tako rano kao sto smo se dogovorili. Naravno za pocetni dan je htjela da bude jako lijepa i htjela da nosi haljinu koju je nosila na svadbi mog brata. Prvo sam je htjela od toga nagovoriti, pa sam se sjetila kako sam to mrzila kad drugi rade djeci. Vjerujem da je bolje da koristi haljinu i da se osjeca lijepom nego da ta lijepa haljina visi u ormaru i ceka neku “posebnu” priliku. Posebne rilike trebaju da budu svaki dan. Moj muz to nije razumio, jer je hto da je prakticno obuce. Svejedno, ovaj put su cure pobijedile 😀 Naravno, za prvi dan u “skoji” dobila je i pokloncic. Njoj se pravo svidio, a ja kad sam vidjela rusvaj iza toga onda sam se pokajala za poklon 😛
Happiness is not a bag full of money / Nije sreca para puna vreca
I met a person in Bosnia bringing me to think. This person works as a medical doctor, earns 1500 KM per month (average salary is 838 KM), lives in Bosnia, has a car, a big house and so on.
This person works Mondays to Fridays, 7.30h -16h, but is not pleased with it so this person is moving to Germany. (I do understand people without employment do this). This person says – “there is no future for the children”. This person became a medical doctor, so I am not really sure of what kind of perspective it expects. I would be happy if my daughter becomes a medical doctor, no matter where in world it would be.
Now I am thinking about why a person having a normal fine life, close to family (which one cannot pay to be honest) wants to leave Bosnia and change to have the life of a medical doctor in Germany?
When I was working at one of the biggest clinics in Munich I saw that life that doctors where having.
They are working for days. They don´t get out from the clinic for days. Having families or not. Of course the salaries are better but also the costs are much higher. Working hours Monday to Friday to 15.30-16h are not heard of. Especially if you want to have a career in that profession.
Realistically that means that if a highly educated person, ready to invest so much time and energy in Germany, to MAYBE in 10 years get to the point where it is now in Bosnia, not to mention if it will EVER have the possibility to live in a house or a big apartment (at least if it works in bigger cities where there is some “perspective”) WHY is this person then not motivating itself to invest that amount of energy and time in its profession and politics to change things in its homeland? I can almost guarantee that it would have much more effect and impact for the future of their children than anywhere else. Or is it important to go to Germany because “everyone” goes there, even though it means downgrading of its personal, professional, familial and financial status? Can someone please explain this escape at any cost?
Srela sam jednu osobu u Bosni koja me dovela do razmisljanja. Radi kao doktor, zaradjuje 1500 KM mjesecno (prosjecna plata je 838 KM), zivi u Bosni, ima kucu, auto itd.
Radi od ponedjeljka do petka, od 7.30- 16h. Ali osoba nije zadovoljna hem se seli za “Dojcland” (razumijem one nezaposlene da idu). Kaze – “Nema tu perspektive za djecu” (osoba je postala doktor tako da ne znam o kakvoj perspektivi za djecu se prica onda. Sretna bih bila da moja kcerka postane doktor gdje god da bila).
Sad ja onako gledam i razmisljam zasto jedna osoba koja ima jedan regularan sasvim fin zivot medju svojim voljenima (koje, ako cemo pravo ne mozes platiti novcem) hoce da ide negdje van Bosne da bi zamijenila svoj zivot za jedan doktorski zivot u Njemackoj.
Kad sam radila u jednoj od najvecih klinika u Minhenu vidjela sam taj doktorski zivot.
Tamo se radi od jutra do sutra. Ne izlazi se danima iz klinike. Imali familiju ili ne. Ima se bolja plata, ali i kostanja su puno veca. Kao doktor da radi od ponedjeljka do petka do 15.30-16h je prosto necuveno. Barem ako hoces neku ”perspektivu” u toj profesiji.
Realno gledajuci to znaci da ako je jedna visoko skolovana osoba vec spremna da toliko vremena i energije ulozi u Njemacku da bi za nekih 10 godina MOZDA dostigla stepen koji ima sada u Bosni, a da ne pricam o tome hoce li IKADA imati mogucnost da zivi u kuci ili nekom vecem stanu (barem ako radi po malo vecim gradovima gdje postoji ta neka perspektiva) zasto se takva osoba onda ne motivise da istu tu energiju ulozi u svoje zanimanje, u politiku (bez toga ne moze) da promijeni nesto i garantujem da bi za 10 godina daleko vece uspijehe imala kod kuce i napravila bi daleko vecu perspektivu za svoju djecu nego sto ce ikada u Njemackoj ili negdje drugo. Ili je bitno otici u Njemacku jer svako ide tamo iako to znaci za degradiranje svog licnog profesionalnog, familijarnog i materijalnog statusa? Moze li mi neko objasniti ovu bjezaniju pod svaku cijenu?
End of vacation / Zavrsetak odmora
After almost 2.5 months travelling and visiting family Ensar came to Pag on Saturday morning to pick Ada and me up. We decided to leave directly in the evening, because half Europe is returning to their homes after vacations. On Monday Ensar is working so we didn’t want to stress back to manage to be back in time. Everything went fine until Karawanke tunnel. We literally sat there almost the whole night from 1.30h to 5.30h before we could come through the tunnel and then again we got stuck at the border. We were actually stuck in a traffic jam from Karawanke to Stuttgart. Starting around 20h on Saturday evening we arrived at 19h in Karlsruhe. We were so drop dead tired that I need another holiday again. Next time I will definitely check up the flights instead…
Before leaving we took a short walk in the city.
We left this… / Ostavili smo ovo… 
Nakon skoro 2.5 mjeseca putovanja i posjecivanja familije Ensar je dosao po Adu i mene na Pag. Odlucili smo krenuti za Njemacku isti dan da se ne bi trebali zuriti jer Ensar mora u ponedjeljak na posao. Sve je dobro proslo do Karavanke tunela. Tamo smo citavu noc morali cekati da ga prodjemo uopste, da bi nakon tunela opet stojali u redu na granici. U biti mi smo od Karavanki do Stuttgarta stojali konstantno u redu. Krenuli smo oko 20h a stigli smo tek u 19h slijedeci dan. Tako smo se izmorili od puta da nam treba novi odmor. Drugi put definitivno cu provjeriti letove…
Prije nego sto smo krenuli prosetali smo gradom.
and got this… / a dobili ovo…
Early morning / Rano jutro
This morning Ada woke up way too early. Yesterday we went to the city for an ice cream. Ada liked it so much that at 5.00h this morning it was time to go to the city again for an ice cream. Even if the morning was beautiful I just feel that it would have been more beautiful had I slept a little bit longer :p 
Ovog jutra se Ada prerano probudila. Sinoc smo otisle u grad na sladoled i Adi se to toliko svidjelo da je odlucila jutros u 5.00h da opet ide u grad na sladoled. Iako je jutro predivno vjerujem da bi jos ljepse bilo da sam se mogla naspavati 🙂