Mintos, Lendify, P2P

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Sounds like some candy but it isn’t.
It is actually my second try to diversify my savings. My main goal is to one day have 10 000 Euro passive income from different kinds of savings and investments.
For now I have  invested mainly in stocks but I am now trying the P2P loans.
P2P loans is a peer-to-peer or people-to-people loans. That means you can take 100 euro and lend it out to people who need it. The interest is different depending on the person asking for the loan and the safety of the loan. I have tried two P2P companies: the Swedish Lendify and the Latvian Mintos that is oriented towards international clientele.
Lendify has nicer overview and interface but the problem with Lendify is that there are hardly any loans to invest in AND the loans are usually long term for a lower interest. Zvuči kao neka bombona, ali nije.
To je ustvari moj drugi pokušaj da raspodijelim svoju štednju. Moj glavni cilj je da jednog dana dobijem 10 000 eura pasivnog prihoda od raznih štednjih i investicija.
Za sada sam uglavnom uložila u dionice ali sam sad probala i P2P kredite.
P2P krediti su krediti gdje osoba lično iznajmi svoj novac drugima kojima treba novac preko firme koja nije banka.
Ja sam probala dvije P2P firme, švedsku Lendify i litvansku Mintos. Mintos je veća i orientira se prema internacionalnoj klienteli.
Lendify ima ljepšu stranicu ali je problem kod njih što rijetko ima kredita za investiciju a i krediti obično traju duže, što znači da meni treba duže vremena da vratim svoj novac.

In Mintos there are loans where you can get 17.5 % (?) return on your money, but then the risk is quite high.
Here are some pictures of how it looks like, and if someone wants to open an account you can use my refer-a-friend code : HXVFTT at www.Mintos.com
Who knows maybe we get something for it 🙂 

U Mintos ima kredita na kojima možeš čak 17.5%(?) povratak na uloženi novac dobiti, ali je zato i rizik dosta veći.
Evo ovdje par slika kako to izgleda i ako nekog nešto zanima oko toga ili ako hoće da otvori račun možete čak i moj kod HXVFTT na www.Mintos.com koristiti. Ko zna možda nešto i dobijemo 🙂

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